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Ron Skinner & Sons Gold Cover


All mechanical and electrical Components of the insured Vehicle are covered, provided they are of original manufacturer's specification, except those listed opposite.




Oil Seals & Gaskets
All oil seals and gaskets are covered for sudden failure (except where the failure is due to Wear and Tear).

Timing Belt
If the timing belt has been changed in accordance with the time/mileage requirements specified by the manufacturer (receipt required) it will be covered against mechanical Breakdown.

Casings
Should the failure of a covered component result in damage to any associated casing the replacement will constitute part of the claim within the Insurance Claims Limits.

Working Materials
Where an authorised repair requires the replacement or topping up of oils, antifreeze or other fluids, or replacement of the oil filter, these will also constitute part of the claim within the Insurance Claims Limits.


Turbocharger / Supercharger / Kompressor
The complete unit is covered providing it is of original manufacturer's equipment (including the wastegate if it is an integral part of the unit and cannot be bought separately.

Anti-Lock Brake System (ABS)
Factory fitted anti-lock braking systems are covered. (Excluding: wiring and connection faults).

Air Conditioning / Climate Control
Factory fitted air conditioning systems are covered (Excluding pipes, unions, wiring, and receiver drier).

Re-gassing
Within the limits of indemnity, where the replacement of covered Component requires re-gassing of the system, a maximum of £40.00 Inc. VAT will be contributed (routine maintenance/re-gassing is not covered).

Catalytic Converter
The factory fitted catalytic converter is covered for mechanical Breakdown (excludes damage caused by impact, corrosion or incorrect grade or type of fuel).

Peace Of Mind
What is excluded
Bodywork, paintwork, light units, interior and exterior trim, glass (including mirrors), handles and hinges, cables, pipes, wires, belts, fasteners, exhaust systems, alarms, tracker units, immobilisers, central locking remote control unit in-car entertainment systems including LCD/television screens, seats, seat belt systems and air bag systems.

Workshop consumables and service/maintenance items which includes, but is not limited to; spark plugs, glow plugs, brake and clutch frictional material, wiper blades and arms, bulbs, batteries and fuses

Click here for a full explanation of what is not covered.